Issue link: http://educator.cta.org/i/1208082
SCF exempts land that is used for producing commercial agricultural commodi es. EXCLUDED SCF exempts spaces such as parks and historical sites. Yes W H A T W O U L D A well-funded classroom and school look like? The Schools and Communities First (SCF) initiative would bring an extra $12 billion annually for education and critical public services to our state. You can help SCF qualify for the November 2020 ballot by signing the petition and collecting signatures from friends, family and colleagues by April 14. SCF allows for the tax reassessment of commercial and industrial properties at current market levels. It does not affect homeowners, small businesses or agricultural property. The measure closes a corporate tax loophole and ensures big companies like Chevron, Walmart and Disney pay their fair share in taxes. See page 39 for more, and visit schoolsandcommunitiesfirst.org. #SchoolsAndCommunitiesFirst Invest in Our Children, Our Communities, Our Future 13 F E B R U A R Y / M A R C H 2 0 2 0 B R I N G T H E G O O D work of an ESP to light! The deadline to nominate a CTA member for the Paula J. Monroe CTA ESP of the Year Award is Feb. 28, so get your submission in now. The award recognizes an individual whose activities reflect the contributions of Education Support Profes- sionals to public education. The recipient will also be the California state nominee for the 2021 NEA ESP of the Year Award. Go to cta.org/espaward for more information and a link to the nomination form. ESP of the Year n o m i n at i o n d e a d l i n e Find your home and save. Provident Credit Union's Mortgage Program 3 Exclusive .125% mortgage rate discount for CTA members 3 $100 discount on a standard mortgage loan for CTA members 3 Receive $250 towards closing costs from Provident Credit Union 1 3 Exclusive Movable ® Mortgage 2 3 Experienced and knowledgeable Provident Mortgage Consultants to guide you 3 Power Funding 10-Day Guarantee 3 Three ways to apply: 1) Online at providentcu.org/cta 2) Visit your local branch 3) Call (800) 632-4600 1) Relationship pricing credit of the additional $250 off closing costs is based on you having one of the following Provident products: home equity loan/line of credit, auto/boat/RV/motorcycle loan, checking with direct deposit, or certificate/IRA. 2) Single family/owner-occupied condos, homes and second homes in California only. Other restrictions may apply. Membership required. Subject to final approval. 3) The guarantee to close within 10 business days does not apply if delays occur by third parties, including but not limited to realtors, borrowers, and/or sellers. Down payment must be from borrower's own source of funds and does not include non-lender paid fees, impounds, or reserves. Provident Credit Union guarantees to close your loan by the date specified in the purchase contract, provided this date is 10 business days from contract date and we have received a complete loan application and all requested documents. If the loan fails to close on time due to a delay by Provident Credit Union, we will credit $995.00 of the buyer's closing costs at time of funding (POWER Funding must be requested at time of application). This offer may not be combined with other satisfaction guarantee offers. Borrowers must meet Provident Credit Union's lending guidelines. Any alteration to the loan amount or loan terms by, or per request of, borrower will invalidate the guarantee. Property must appraise at or above the sale price. POWER Funding is only available for properties in the Bay Area, which include San Mateo County, Santa Clara County, San Francisco County, Alameda County, and Contra Costa County. Other restrictions apply. 4) As of December, 2019. NMLS #412725 ©PCU 12/19 Approved by To date, CTA members have saved a combined total of $5,153,018.54 over the life of all mortgage loans with Provident! 4