California Educator

June/July 2020

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The CTA Teaching, Learning and Life During COVID-19 Facebook group By @samdemuro " We Are a Tribe Like No Other" I T ' S H A R D T O believe it's been over three months since we first cre- ated our closed Facebook group, "CTA Teaching, Learning and Life During COVID-19." e group quickly grew to CTA's largest online space for members to engage with each other. It has evolved into an important tool for educators to get lesson ideas, ask questions of other educators, share messages of hope and gratitude, and stay informed on important education advocacy issues. We asked members what the group has meant for them. 14 In the Know D I G I T A L B U Z Z Find your home and save. Provident Credit Union's Mortgage Program 3 Exclusive .125% mortgage rate discount for CTA members 3 $100 discount on a standard mortgage loan for CTA members 3 Receive $250 towards closing costs from Provident Credit Union 1 3 Exclusive Movable ┬« feature 2 3 Experienced and knowledgeable Provident Mortgage Consultants to guide you 3 Power Funding 10-Day Guarantee 3 Three ways to apply: 1) Online at 2) Call (800) 632-4600 3) Visit your local branch 1) Relationship pricing credit of the additional $250 off closing costs is based on you having one of the following Provident products: home equity loan/line of credit, auto/boat/RV/motorcycle loan, checking with direct deposit, or certificate/IRA. 2) Single family/owner-occupied condos, homes and second homes in California only. Other restrictions may apply. Membership required. Subject to final approval. 3) The guarantee to close within 10 business days does not apply if delays occur by third parties, including but not limited to realtors, borrowers, and/or sellers. Down payment must be from borrower's own source of funds and does not include non-lender paid fees, impounds, or reserves. Provident Credit Union guarantees to close your loan by the date specified in the purchase contract, provided this date is 10 business days from contract date and we have received a complete loan application and all requested documents. If the loan fails to close on time due to a delay by Provident Credit Union, we will credit $995.00 of the buyer's closing costs at time of funding (POWER Funding must be requested at time of application). This offer may not be combined with other satisfaction guarantee offers. Borrowers must meet Provident Credit Union's lending guidelines. Any alteration to the loan amount or loan terms by, or per request of, borrower will invalidate the guarantee. Property must appraise at or above the sale price. POWER Funding is only available for properties in the Bay Area, which include San Mateo County, Santa Clara County, San Francisco County, Alameda County, and Contra Costa County. Other restrictions apply. 4) Figure is accurate as of 5/5/2020. NMLS #412725 ┬ęPCU 6/2020 Approved by To date, CTA members will save a combined total of $6,893,551.48 over the life of all mortgage loans with Provident! 4

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