California Educator

April 2014

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Members' opinions and practical advice, plus guest columns and reviews Perspectives Books are the best gifts—and now some 60,000 books are in the hands of low-income children. CSU SACRAMENTO PROFESSOR CELESTE ROSEBERRY-MCKIBBIN, FOUNDER OF LOVE-TALK-READ, A CHILDREN'S BOOK DRIVE AND LITERACY PROGRAM, OFFERS ADVICE ON BOOK DRIVES AND BRIGHTENING CHILDREN'S FUTURES. MEET HER ON PAGE 19. why this should be the only credit card you reach for Earn more cash back for the things you buy most at the places you shop the most with the CTA Cash Rewards Visa Signature® credit card. Grocery and gas bonus rewards apply to the first $1,500 in combined purchases in these categories each quarter.* For more information about the rates, fees, other costs and benefits associated with the use of the credit card, call the toll-free number above or visit neamb.com. * The 2% cash back on grocery purchases and 3% cash back on gas purchases applies to the first $1,500 in combined purchases in these categories each quarter. After that, the base 1% earn rate applies to those purchases. ** You will qualify for $100 bonus cash rewards if you use your new credit card account to make any combination of Purchase, Balance Transfer or Cash Advance transactions totaling at least $500 (exclusive of any transaction fees, returns and adjustments) that post to your account within 90 days of the account open date. Limit one (1) bonus cash rewards offer per new account. This one-time promotion is limited to new customers opening an account in response to this offer. Other advertised promotional bonus cash rewards offers can vary from this promotion and may not be substituted. Allow 8-12 weeks from qualifying for the bonus cash rewards to post to your rewards balance. The value of this reward may constitute taxable income to you. Bank of America may issue an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of such reward. Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice. This credit card program is issued and administered by FIA Card Services, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association, and are used by the issuer pursuant to license from Visa U.S.A. Inc. Bank of America and the Bank of America logo are registered trademarks o f Bank of America Corporation. ©2013 Bank of America Corporation MB1013-SEV-AD-CTA Learn more and apply today! Call 1.866.867.6323 mention priority code VABXLA 7 Reasons 1% cash back everywhere, every time 2% cash back at grocery stores* 3% cash back on gas* + $100 cash rewards bonus offer if you make at least $500 in transactions in the first 90 days** and more great features! Educator 04 Apr 2014 v2.3 int.indd 17 4/15/14 12:04 AM

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