California Educator

November / December 2016

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6 cta.org FIND YOUR DREAM HOME AND SAVE Provident Credit Union's Mortgage Program 1. Relationship pricing credit of the additional $250 off closing costs is based on you having one of the following Provident products: home equity loan/line of credit, auto/boat/RV/motorcycle loan, checking with direct deposit, or certificate/IRA. 2. Single family/owner-occupied homes and second homes in California only. Other restrictions may apply. Membership required. Subject to final approval. Portable Mortgages available on loans funded after 5/1/04. Pre-approval and closing guarantees are based on a preliminary review of borrower's credit information only and is not a commitment to lend. The closing guarantee is subject to verification of the information submitted on borrower's application, in addition to borrower's property eligibility. Fraudulent or purposely misleading information provided by borrower will invalidate the guarantee. NMLS #412725 © 9/16 PCU • Exclusive .125% mortgage rate discount for CTA members • $100 discount on a standard mortgage loan for CTA members • Receive $250 towards closing costs from Provident Credit Union 1 • Exclusive Movable ® Mortgage 2 • Experienced and knowledgeable Provident Mortgage Consultants to guide you • Power Funding 10-Day Guarantee (800) 632-4600 providentcu.org/cta Endorsed by: ENROLL IN ONLINE BANKING TO RECEIVE PAYMENT ALERTS, CHECK YOUR BALANCE, TRANSFER FUNDS, AND PAY YOUR MORTGAGE LOAN. STEP 3: Find your dream home and SAVE! STEP 1: Get pre-approved for a Provident mortgage loan. Three ways to apply: 1. Call (800) 632-4600 2. Visit providentcu.org/cta 3. Visit your local branch STEP 2: Connect with an experienced Provident Mortgage Consultant by visiting providentcu.org. Save 40 % The Next Generation of Science Instruction Is Here! Each incredible title features: • Science news too new for textbooks • NGSS lesson plans with science practices, crosscutting concepts, and core ideas • Connections to every branch of science • Online teaching tools including videos, skills sheets, and more Scholastic science magazines help you meet Next Generation Science Standards with thrilling texts that capture the wonder of science, engineering, and discovery. Order Now for January 2017* 1-800-SCHOLASTIC Mention code 3052 SuperScience Grades 3–6 www.scholastic.com/ buy-supersci 251-SDM-16 *We're now accepting second semester orders only. Science World Grades 6–10 www.scholastic.com/ buy-sw Order Now for January 2017* 251-SDM_Final.indd 1 11/17/16 10:58 AM

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