California Educator

December/January 2019

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easier for kids to talk to me. For stu d e n t s , i t c a n b e s c a r y a n d daunting to share emotions and ask someone to help them. But n ow it 's n o t s o s c a r y. We t al k about what depression means and look it up in the dictionary. I have had kids come up to me and ask to hug me, which is unexpected in high school. e school psycholo- gist has worked with a couple of kids I have referred, and so have counselors." Students say that it has been a lifesaver and inspired them to try harder in school. "I like the chart and felt it was a way to share my feelings with Mrs. Castillo without other students knowing I was asking for help," says Virginia Morfin. "When I asked for help, she made me feel important and cared about." Simone Dawkins says she felt a little nervous at first sharing that being bullied had put her in a "dark place." Castillo sent her to talk with the counselor, who helped her cope and feel better. "I feel empowered," says Daw- kins, who carries a f luf fy toy to c o m f o r t h e r. " It m a ke s su c h a difference to know that on your darkest day, people care about you and love you." D a n i e l Fe rg u s o n - Mo ra l e s s h a re s t h a t p o st i n g h o w h e was feeling on the chart also made it easier to open up to fellow students. While educators around the globe have created their own post- ers, Castillo offers a free one at "I don't want to charge anyone for something that helps stu- dents," explains Castillo. "Just to know that other teachers are sharing this — and helping students — fills me with joy." Student Simone Dawkins places her Post-it on the mental health check-in chart. 15 D E C E M B E R 2 019 / J A N U A R Y 2 0 2 0 FIND YOUR DREAM HOME AND Provident Credit Union's Mortgage Program 1. Relationship pricing credit of the additional $250 off closing costs is based on you having one of the following Provident products: home equity loan/line of credit, auto/boat/RV/motorcycle loan, checking with direct deposit, or certificate/IRA. 2. Single family/owner-occupied homes and second homes in California only. Other restrictions may apply. Membership required. Subject to final approval. 3. The guarantee to close within 10 business days does not apply if delays occur by third parties, including but not limited to realtors, borrowers, and/or sellers. Down payment must be from borrower's own source of funds and does not include non-lender paid fees, impounds, or reserves. Provident Credit Union guarantees to close your loan by the date specified in the purchase contract, provided this date is 10 business days from contract date and we have received a complete loan application and all requested documents. If the loan fails to close on time due to a delay by Provident Credit Union, we will credit $995.00 of the buyer's closing costs at time of funding (POWER Funding must be requested at time of application). This offer may not be combined with other satisfaction guarantee offers. Borrowers must meet Provident Credit Union's lending guidelines. Any alteration to the loan amount or loan terms by, or per request of, borrower will invalidate the guarantee. Property must appraise at or above the sale price. POWER Funding is only available for properties in the Bay Area, which include San Mateo County, Santa Clara County, San Francisco County, Alameda County, and Contra Costa County. Other restrictions apply. NMLS #412725 ©PCU 5/19 • Exclusive .125% mortgage rate discount for CTA members • $100 discount on a standard mortgage loan for CTA members • Receive $250 towards closing costs from Provident Credit Union 1 • Exclusive Movable ® Mortgage 2 • Experienced and knowledgeable Provident Mortgage Consultants to guide you • Power Funding 10-Day Guarantee 3 Three ways to apply: 1) Online at 2) Visit your local branch 3) Call (800) 632-4600 Approved by: SAVE Enroll in Online Banking to receive payment alerts, check your balance, transfer funds, and pay your mortgage loan. GET PRE-APPROVED FOR A PROVIDENT MORTGAGE LOAN.

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