California Educator

February/March 2023

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7 F E B R U A R Y / M A R C H 2 0 2 3 BOE MORTGAGE BRIAN SCHMIDT Sr. Mortgage Loan Officer NMLS# 208007 bschmidt@boemortgage.com Direct: (480) 772-7931 For informational purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval including credit worthiness, insurability, and ability to provide acceptable collateral. In some instances, including but not limited to, certain down payment assistance programs and brokered loans, some lender fees may be required. Not all loans or products are available in all states. Bank of England is not affiliated with any government agency or CTA. Bank of England Mortgage is a division of Bank of England. NMLS# 418481. Member FDIC. Scan to Apply Use your home equity to consolidate debt and reduce your monthly payments or take out cash for home improvements and other expenses. Refinance to reduce or eliminate your PMI, even if you recently closed. Reduced rates, PMI, and fees may be available through government programs. Home equity loans and second mortgages available. New purchases, second homes and investment properties No application fees, no processing fees, no underwriting fees, no lock in fees, and no commitment fees for CTA members. Free Pre-Qualification First Time Home Buyer Programs Down Payment Assistance Programs Get approved prior to picking a home PURCHASE REFINANCE MORTGAGE PROGRAMS FOR CTA MEMBERS

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