California Educator

February / March 2018

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Member Benefit C T A I S C O M M I T T E D to members' finan- cial well-being. at is why we created the CTA 403(b) Retirement Savings Plan. e plan features include: • High-quality investment options. • Low fees. • No conflicts of interest. • High fiduciary standards. CTA knows you need a trustworthy source of tools and resources to help you get informed and comfortable with your investment options. At CTAinvest.org you can find objective help on your retire- ment savings strategy, including videos, calculators and model portfolios. You can also download helpful consumer guides at CTAMemberBenefits.org/download. For an on-site presentation by one of CTA's Member Benefits team, call 650- 552-5200. Also, for Northern California teachers, the San Francisco office of the U.S. Secu- rities and E xchange Commission can help you learn about retirement plans and investment options so you can invest wisely (see sidebar). And there are other organizations that promote investor edu- cation, including the Financial Industry Regulatory Authority (FINRA). To l e a r n m o r e a b o u t t h e C T A R e t i r e m e n t S a v i n g s P l a n , v i s i t C TA M e m b e r B e n e f i t s . o r g / r s p o r call CTA Member Benefits at 650-552- 5 2 0 0 . Yo u c a n a l s o e n r o l l o n l i n e a t CTAretirementplan.org. SEC's Teacher Investment Outreach Project The San Francisco office of the U.S. Securities and Exchange Commis- sion has developed the Teachers Investment Outreach initiative to pro- vide teachers in Northern California with investment education on 403(b) and 457(b) retirement plans and investment options. The pilot project helps teachers make informed decisions on invest- ment portfolio options, fees and risk , and also teaches how to evalu- ate financial professionals who offer 403(b) and 457(b) plan services. To learn more, visit investor.gov and sec.gov/teachers. Take advantage of CTA's Retirement Savings Plan — and educational resources to help you invest wisely 63 F E B R U A R Y / M A R C H 2 018 C For more information about the rates, fees, other costs and benefits associated with the use of the credit card, call the toll-free number above or visit www.newcardonline.com. * The 2% cash back on grocery store and wholesale club purchases and 3% cash back on gas purchases apply to the first $2,500 in combined purchases in these categories each quarter. After that, the base 1% earn rate applies to those purchases. ** You will qualify for $150 bonus cash rewards if you use your new credit card account to make any combination of Purchase transactions totaling at least $500 (exclusive of any fees, returns and adjustments) that post to your account within 90 days of the account open date. Limit one (1) bonus cash rewards offer per new account. This one-time promotion is limited to new customers opening an account in response to this offer. Other advertised promotional bonus cash rewards offers can vary from this promotion and may not be substituted. Allow 8-12 weeks from qualifying for the bonus cash rewards to post to your rewards balance. This credit card program is issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association, and are used by the issuer pursuant to license from Visa U.S.A. Inc. ©2018 Bank of America Corporation CC050318 AR6PDPTG MB0218-AD-CAEDU On up to $2,500 in grocery/wholesale club/gas quarterly purchases* cash back on purchases everywhere, every time cash back at grocery stores and wholesale clubs cash back on gas 1% 2% 3 % Learn more and apply today! Refer to Priority Code HAAAEI 1.866.86 7 .6 3 2 3 newcardonline.com Earn more cash back for the things you buy most with the CTA ® Cash Rewards Visa Signature ® credit card. cash rewards bonus if you make at least $500 in purchases in the first 90 days of account opening** $1 5 0

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