California Educator

April/May 2024

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Katharine Fong Julian Peeples Amy Peruzzaro Elizabeth Barcelos Chris Robledo Gladdie Cabral EDITOR IN CHIEF STAFF WRITER EDITORIAL ASSISTANT CTA SOCIAL MEDIA EDITOR CTA WEB EDITOR WEB ASSISTANT PRESIDENT VICE PRESIDENT SECRETARY-TREASURER David B. Goldberg Leslie S. Littman Erika Lynn Jones CTA ELECTED OFFICERS Gregory T. Abt, Jesse Aguilar, Joe Bar tell, Greg Bonaccorsi, Kisha S. Borden, Denise Bradford, Christopher E. Bushée, Angela Der Ramos, Wendy Eccles, Rober t Ellis, Margie Granado, Shelly Y. Gupton, Mel House, Taunya M. Jaco, Angela K . Normand, Mike Patterson, Eva Ruiz , Grant Schuster, DeWayne Sheaffer, VanCedric Williams BOARD OF DIRECTORS California Educator Volume 28, Issue 5, April / May 2024 California Educator (ISSN 1091- 614 8) is published in August, October, December, February, April and June by: California Teachers Association, 1705 Murchison Dr., Burlingame, CA 94010-4583. Periodicals Postage Paid at Burlingame, CA , and additional mailing offices. POSTMASTER: Send change of address to California Educator, P.O. Box 4178, Burlingame, CA 94011- 4178. Stephen Harris, Jackie Howard, Gabriella Landeros, Terry Ng, Jay Or tiz , Ed Sibby, Frank Wells CONTRIBUTORS California Educator is published for the information and edification of CTA members. The editorial philosophy is governed by the policies of CTA . Ar ticles and adver tising reflect that philosophy. Letters to the editor may be sent to editor@cta.org. Publication of adver tising in the California Educator does not indicate CTA approval of the product or of the companies that purchase adver tising. For adver tising rates and information, contact Carol Nettles, Adver tising Sales Representative, AdBoom Adver tising, 404-347-1755 carol@adboomadvertising.com CTA/NEA membership dues for the fiscal year (Sept. 1, 2023, to Aug. 31, 2024) are $994, including a $20 refundable contribution (see cta.org/contribution for details). $22.98 of CTA annual dues is designated for CTA/ABC political activities to suppor t state and local candidates and/or initiatives, and $15.00 of CTA annual dues is designated for independent expenditures, totaling $37.98 not deductible for income tax purposes. Please consult your tax adviser. Subscription to the California Educator is $10 per year, available to persons or institutions not eligible for CTA/NEA membership. CALIFORNIA TEACHERS ASSOCIATION 1705 Murchison Dr., Burlingame, CA 94010-4583 650-697-1400; fax 650-552-5002; editor@cta.org, cta.org EDITORIAL INFORMATION Jeff Good Emily Gordon Rachel Warino E XECUTIVE DIRECTOR ASSOCIATE E XECUTIVE DIRECTOR COMMUNICATIONS MANAGER MISSION STATEMENT The California Teachers Association exists to protect and promote the well-being of its members; to improve the conditions of teaching and learning; to advance the cause of free, universal and quality public education for all students; to ensure that the human dignity and civil rights of all children, youth and adults are protected; and to secure a more just, equitable and democratic society. 4 cta.org To qualify, simply do these three things for two consecutive months, starting the month following your account opening:* 1) Make purchases of $400 or more using a Provident debit and/or credit card** 2) Have direct deposits or automatic credits of at least $500 3) Enroll in online banking and e-Document with a valid e-mail address Mention promo code 9166 providentcu.org/cta (800) 632-4600 To qualify, simply do these three things for two consecutive months, starting the month following your account opening:* Make purchases of $400 or more using a Provident debit and/or credit card** Have direct deposits or automatic credits of at least $500 Enroll in online banking and e-Document with a valid e-mail address Mention promo code 9166 providentcu.org/cta 632-4600 To qualify, simply do these three things for two consecutive months, starting the month following your account opening:* Make purchases of $400 or more using a Provident debit and/or credit card** Have direct deposits or automatic credits of at least $500 Enroll in online banking and e-Document with a valid e-mail address Mention promo code 9166 providentcu.org/cta 632-4600 Earn $300 with a new checking account* $300 Checking Bonus: You must be a new member, 18 or older and reside in California. You are not eligible if you are a current owner or signer on a Provident Credit Union personal or business account or if you have been an owner or signer on a Provident Credit Union personal or business account within the last two years. One New Account Bonus per household/business. To be eligible, you must open one of the following checking accounts: Super Reward Checking, Provident Checking or Simply Free Checking; all other checking accounts are not eligible for the bonus. New Account Bonus offer may expire anytime. This offer cannot be combined with any other offers. The minimum balance for the Membership Savings account is $5.00 You must fund your Checking account within the fi rst 60 days of account opening with a minimum deposit of $25. If you fail to fund your Checking account within the fi rst 60 days you are no longer eligible for the New Account Bonus and your account(s) will be closed. * In order to qualify for your New Account Bonus your account must be active and in good standing for two consecutive months following the month that your account is opened. All qualifying purchases and transactions referred to as "per month" or "monthly" only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date. Your account is deemed active by: (1) making purchases of $400 or more using a debit and/or credit card** per month, AND (2) performing monthly direct deposits or automatic credits of at least $500 into your checking account, AND (3) enrolling in Provident's online banking service and e-Documents with a valid e-mail address. If your account remains inactive after 90 days from account opening you are no longer eligible for the New Account Bonus. Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts suggesting the use of Courtesy Pay as a continuing line of credit; (3) there are no legal orders, levies or liens against your account. New Account Bonus: We generally pay the New Account Bonus by crediting your Provident Credit Union Checking account. If Provident funded your savings account at account opening, you will receive the difference between your initial $5.00 Savings account bonus and the stated bonus within 120 days of account opening. We may report the value of the New Account Bonus to the IRS and any applicable taxes are the responsibility of the member. ** Automatic or electronic payments using your checking account and routing number are not considered purchases. By providing your payee with your debit or credit card number, your posted automatic payments will be counted as eligible purchases. Some bill payments will meet the monthly requirement for an ACH debit or credit transaction. Debit card cash-back amounts, cash advances on credit cards, and checks do not count towards qualifi cations. ©PCU 03/2024 Approved by Get Info

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